Can you answer LeviathanTM’s question about Equity?:

I am in the process of buying a house and Im wondering if I am already approved to buy a house what steps do I need to take in order for this deal to take effect?

For one my credit is in good standing. I have a decent equity coming in, but I am nervous because of the insurance costs and what thing I DONT know about closing costs. Can someone help me?

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Can you answer SteveB’s question about Equity?:

How much equity does the average lender prefer that you to have in an investment property before they’ll consider refinancing the mortgage? 20%, 25%, more???

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Can you answer BC’s question about Equity?:

I own a home that is paid off but would like to take out a loan to fund some home improvements as well as help my parents pay off their home equity loan. Given this scenario can I take out a mortgage since mortgage rates are lower or am I limited to a home equity loan. I’m not interested in HELOC’s.

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Can you answer Arcy ☼’s question about Equity?:

residential or comercial, are they the same thing???
what will get more equity???

what is the best investment that I can make????

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Can you answer Melissa O’s question about Equity?:

My husband and I are currently paying PMI (Private Mortgage Insurance) on our mortgage. (We have no second mortgages.) I know we need twenty percent equity in order to eliminate PMI, but I don’t think we’re quite there. Is taking out a home-equity line of credit to pay down the mortage a good idea? I know that we’d then have two loans to pay, but the PMI would be eliminate and all of our payments (minus the interest) would be going toward the loan rather that insurance. Is it possible to get a home-equity line of credit for 6%?

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