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Return To Equity FAQ Archive   What is the difference between a home equity loan and a mortgage? Answered By Editor A home equity loan is a loan on the equity you have built up in your mortgage. At the time you sale your home this will be deducted in your final pay out. Say your mortgage is 100,000 and your home equity is 10,000. When you sell your home you will only net 90,000 if you have spent the 10,000. A home equity loan give you a line of credit on you equity. You can continue to take money from this account as long as you're making your regular payments and you don't go over your limit. A mortgage is simply a loan for the amount needed to purchase a home. keywords: Equity | Home Equity | Home Equity Loan | Mortgage | Loan Financial Asset Management It Asset Management

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