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Return To Equity FAQ Archive   What is a secured home equity loan? Answered By Editor A home equity loan is a type of loan where a homeowner uses the equity of their home as collateral. They are sometimes called second mortgages and are used to finance things such as major home repairs, medical bills or college education. A home equity loan creates a lien against the house, which reduces the home equity by the amount of the loan. Home equity loans come in two types, closed end and open end. keywords: Equity | | | It Asset Management Asset Management Group

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